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Annuities are guaranteed source of income post-retirement
Posted On : Dec-06-2011 | seen (198) times | Article Word Count : 410 |

People become worried with finances post retirement. Unplanned people cannot understand ways of managing their finances after retirement. Investing in annuities is probably the best way for financial security post-retirement. Planning your finances is very important from the very beginning of life as it provides immense security and mental peace at some point of life. The effects of making good investments can be felt most after retirement. People with foresightedness will start making investments and savings from the day they get their first salaries. Investments in a deferred annuity plan are a great idea in this regard. For people T. J. Oshie Womens Jersey , who do not worry much about the future and leave everything to t nd, investments in immediate annuities are the only option. However, in both the annuity plans Nicklas Backstrom Womens Jersey , the person gets guaranteed income returns and is a great way of financial security in old age. The concept of deferred annuity and immediate annuities are just opposite to each other and the person can choose the plan that suits himher best.


Here is a little explanation as what a deferred annuity means. As is clear in the name of the annuity plan, deferred annuity plans give their returns after a long period of time; hence the use of the the plan. A person can make continuous investments in the plan from a very young age and then can reap the benefits of the investments after retirement. The returns that are obtained from a deferred annuity plan can be taken in lump sum or in monthly installments as per the convenience of the person. In sharp contrast to this plan are immediate annuities. In this plan, lump sum investment is made one time and the benefits from the investment can be obtained almost immediately; within a month of the investment. Hence Alex Ovechkin Womens Jersey , they are known as immediate annuities. The investment in this plan can be done after retirement too as the results will be immediate and the returns will start coming quite fast. Immediate annuities are mainly done with the help of the lump sum amount received after retirement.


Be it is a deferred annuities plan or immediate annuities, it is very important to select the right insurance company or annuity provider company for the investment. Infact, if you cannot understand any terms and conditions or clauses of the annuity plans Jay Beagle Jersey , you can easily get in touch with a professional who can explain everything in details. Only after clear understanding of the deferred annuity plan or immediate annuity schemes, is it safe to invest in them. These plans will help in having peaceful retired life. By 2012 the UK will have completed one of the most ambitious changes in the history of television broadcasting, and it is important for every television viewer to get ready for the digital switchover. When the digital switchover comes around all old analogue television signals will be switched off John Carlson Jersey , replaced with higher quality digital signals.

The change to digital only broadcasting will happen on a region by region basis, but as of today most viewers in the UK already have access to digital television signals. In fact Freeview television broadcasts are already widely available to households in the UK, and these digital broadcast can open up a whole new world of TV viewing.

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